The Fair Credit Reporting Act

The Fair Credit Reporting Act protects consumers by making sure consumer reporting agencies protect your privacy and provide fair and accurate information about you. Your personal information needs to be protected and handled properly. We work hard to ensure this happens. We help consumers who have been harmed by credit reporting violations.

Know Your Rights

You have the following rights under the FCRA:

  • You must be notified if your credit report or other consumer report is used against you, such as when your credit card application has been denied.
  • You have the right to request and obtain your information from consumer reporting agencies.
  • You have the right to know your credit score, but you will have to pay a fee.
  • You have the right to dispute inaccurate information on your credit report or other consumer reports.
  • Agencies must correct or delete inaccurate information about you.
  • Agencies need your consent to provide your reports to employers.
  • Individuals or businesses need a valid reason to access your file.
  • You have the right to seek damages for violations.

How We Can Help

It can be difficult to understand all of your rights and how they apply to your specific situation. An experienced FCRA attorney can advocate for your best interests.

Despite federal laws designed to protect you, credit reporting agencies may still fail to follow the guidelines of the Fair Credit Reporting Act. We can help you understand your rights and what action can be taken to ensure you will not be further harmed by their actions.

Contact Us Today

Contact us if you think your rights have been violated. Call us at 800-651-2721 or email our attorneys to schedule a consultation. Our law firm is selective about the cases we accept.